Vault Staking

Earn sustainable yield by staking RWA tokens or USDC in our dual-vault system. Vaults automatically compound returns from spot trading fees, perp trading, and lending markets.

Overview

The vault system offers two strategies tailored to different risk appetites:

Vault Type	Risk	Target APR	Strategy
Conservative	Low	8-15%	Spot trading fees + lending
Aggressive	Medium-High	20-40%	Spot + perp exposure + leverage

How It Works

Deposit & Earn

// Simple staking flow
1. Deposit RWA tokens or USDC
2. Receive vault shares (representing your portion)
3. Earn yield automatically
4. Withdraw anytime (subject to lock periods)

Revenue Sources

Vaults generate yield from multiple streams:

Conservative Vault:

• ✅ Spot trading fees (0.3% per swap)
• ✅ Lending interest (borrow fees)
• ✅ LP fee farming

Aggressive Vault:

• ✅ All conservative sources
• ✅ Perp trading profits
• ✅ Funding rate arbitrage
• ✅ Leveraged positions (2-3x)

Vault Strategies

Conservative Vault

Best for: Risk-averse investors seeking steady returns

Strategy:

• Provide liquidity to spot markets
• Lend tokens to borrowers
• Collect trading fees passively
• No leveraged positions

APR Breakdown:

Spot Trading Fees:  5-8%
Lending Interest:   3-5%
LP Rewards:         2-3%
----------------------------
Total Target APR:   10-16%

Risk Profile:

• Low impermanent loss (IL)
• Minimal liquidation risk
• Stable, predictable returns

Aggressive Vault

Best for: Experienced investors comfortable with volatility

Strategy:

• Active perp trading
• Leverage spot positions (2-3x)
• Funding rate arbitrage
• Market-neutral hedging

APR Breakdown:

Perp Trading PnL:     15-25%
Funding Rates:        5-10%
Leveraged LP Fees:    8-12%
----------------------------
Total Target APR:     28-47%

Risk Profile:

• Moderate liquidation risk
• Higher volatility
• Potential for negative months

Dynamic APR Mechanism

Real-time Adjustment

APR adjusts automatically based on:

1. Trading Volume - Higher volume = more fees
2. Perp Performance - Profitable trades increase APR
3. Funding Rates - Positive funding boosts returns
4. Utilization - Higher borrowing demand = more lending yield

APR Formula

vaultAPR = (
  spotTradingFees + 
  perpPnL + 
  fundingRates + 
  lendingYield
) / totalVaultTVL

Example Calculation:

Month: January 2025
Vault TVL: $5,000,000

Revenue Breakdown:
- Spot fees:    $50,000 (1.0% monthly)
- Perp PnL:     $120,000 (2.4% monthly)
- Funding:      $30,000 (0.6% monthly)
- Lending:      $20,000 (0.4% monthly)

Monthly APR: (220,000 / 5,000,000) = 4.4%
Annualized:  4.4% × 12 = 52.8% APY

Staking Process

Step 1: Choose Vault

// Conservative Vault
deposit({
  vault: CONSERVATIVE_VAULT,
  asset: FP_JOURNE_TOKEN,
  amount: 50, // 50 tokens
});

// Aggressive Vault  
deposit({
  vault: AGGRESSIVE_VAULT,
  asset: USDC,
  amount: 75000, // $75k USDC
});

Step 2: Receive Vault Shares

// You receive vault tokens representing your share
vaultShares = (depositAmount / totalVaultTVL) × totalShares

Example:
- Deposit: $75,000 USDC
- Vault TVL: $5,000,000
- Total Shares: 1,000,000
- Your Shares: 15,000 (1.5% of vault)

Step 3: Earn & Compound

Yield is automatically reinvested:

• Trading fees → Compounded daily
• Perp profits → Compounded weekly
• Lending interest → Compounded hourly

Step 4: Withdraw

withdraw({
  vault: AGGRESSIVE_VAULT,
  shares: 15000, // Redeem all shares
  outputAsset: USDC, // Receive USDC
});

// After 1 year at 35% APR:
Initial: $75,000
Final:   $101,250 (after fees)
Profit:  $26,250

Incentive Mechanisms

Early Staker Bonus

First 100 stakers receive:

• 2x rewards for first 3 months
• Exclusive NFT badge
• Governance voting rights

Loyalty Tiers

Tier	Min Stake	Lock Period	APR Boost
Bronze	$10k	None	0%
Silver	$50k	30 days	+2%
Gold	$250k	90 days	+5%
Platinum	$1M	180 days	+10%

Referral Program

Earn bonus APR by referring new stakers:

• 1 referral: +0.5% APR for 6 months
• 5 referrals: +1.5% APR for 6 months
• 10+ referrals: +3% APR for 1 year

Fees & Costs

Fee Type	Conservative	Aggressive	Notes
Deposit Fee	0%	0%	Free to enter
Management Fee	1% annual	2% annual	Deducted from APR
Performance Fee	10% of profits	20% of profits	Only on gains
Withdrawal Fee	0%	0.5%	If < 7 days staked

Example Performance Fee:

Starting Balance: $100,000
Ending Balance:   $135,000
Profit:           $35,000
Performance Fee:  $7,000 (20% × $35,000)
Net to You:       $128,000

Risk Management

Conservative Vault Safeguards

• ✅ No leverage
• ✅ Diversified LP positions
• ✅ Stop-loss on perp trades
• ✅ Insurance fund coverage

Aggressive Vault Safeguards

• ✅ Max 3x leverage
• ✅ Automatic deleveraging
• ✅ Risk manager oversight
• ✅ Emergency withdrawal enabled

Vault Insurance

Both vaults maintain insurance funds:

• Conservative: 5% of TVL
• Aggressive: 10% of TVL

Insurance covers:

• Smart contract exploits
• Oracle manipulation
• Market crash scenarios

Performance Metrics

Current Stats (Mock Data)

Conservative Vault:

TVL:              $12.5M
30-day APR:       12.3%
Sharpe Ratio:     2.1
Max Drawdown:     -3.2%
Active Stakers:   847

Aggressive Vault:

TVL:              $8.2M
30-day APR:       34.7%
Sharpe Ratio:     1.4
Max Drawdown:     -12.5%
Active Stakers:   423

Historical Performance

Month	Conservative APR	Aggressive APR
Jan 2025	14.2%	38.5%
Feb 2025	11.8%	42.1%
Mar 2025	13.5%	29.3%
Apr 2025	12.1%	35.7%
Average	12.9%	36.4%

Use Cases

Passive Income

Collector Strategy:

Asset: Own 50 FP_JOURNE_TOKEN ($75k value)
Action: Stake in Conservative Vault
Return: $9,750/year passive income (13% APR)
Risk:   Low volatility, steady returns

Yield Farming

DeFi Maximizer Strategy:

Asset: $500k USDC stablecoin capital
Action: Aggressive Vault + leverage
Return: $175k/year target (35% APR)
Risk:   Medium-high, active management

Portfolio Diversification

Balanced Approach:

Portfolio: $1M total capital
- $500k in Conservative Vault (50%)
- $300k in Aggressive Vault (30%)
- $200k in spot holdings (20%)

Expected Blended APR: ~18%
Risk-Adjusted Returns: Moderate

Next Steps

• Start Staking - Step-by-step tutorial
• Compare Strategies: Discover which vault strategy is right for you
• Risk Assessment - Understand the risks